Just choose Pay in 4 at checkout at millions of online stores and split your payments in 4 – one every two weeks. It’s interest free, has no impact on your credit score and is backed by PayPal.^*

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Welcome to 46 Coins! 46 Coins was created by a group of hard working American people just like you and we welcome and honor President Joseph Biden, Vice President Kamala Harris and the new administration. It is a new day in America one filled with hope, dignity and decency. And we at 46 Coins, are proud to be a part of it. 1 When you buy or sell cryptocurrency, including when you check out with crypto, we will disclose an exchange rate and any fees you will be charged for that transaction. The exchange rate includes a spread that PayPal earns on each purchase and sale. For cryptocurrency fees, click here. 2 Available on eligible purchases. Buying and selling cryptocurrency is subject to a number.

Shop Now

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It’s
interest free.

Make interest-free payments
with Pay in 4*

Use it at millions of
online stores.

Shop at your favorite brands and retailers, enjoy now and pay later

Get a decision
in seconds.

There’s no impact to your credit score – you won’t have to wait long to see if you are approved*

It’s backed
by PayPal.

Get the same security and purchase protection you already enjoy from PayPal

How to buy now and pay later

Watch the video and learn how Pay in 4 can help you buy the things you love, want and need now, then pay over time.

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Now's the Time to Pay Later.

• Make interest-free payments with Pay in 4.*
• When you apply, you’ll get a decision in seconds.
• You’ll get the same security and protection you expect from PayPal.
• You can Pay in 4 at millions of online merchants.
• Payments are easy to manage through the PayPal app and PayPal.com

Still have questions? Check out our FAQs to learn more

See Our FAQs

^*Pay in 4 is available upon approval for purchases of $30 - $1500. Pay in 4 is not currently available to residents of New Mexico, North Dakota, South Dakota, Missouri, Wisconsin, or any U.S. Territories. Loans to California residents are made or arranged pursuant to a California Finance Lenders Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457. Late fees may apply for missed payments depending on your state of residency. When applying, a soft credit check may be needed, but will not affect your credit score. You must be of legal age in your U.S. state of residence to use Pay in 4. Offer availability also depends on the merchant. Offers are not pre-approved offers or firm offers of credit.
All screen images are for illustrative purposes only.